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Personal Finance · Financial Independence · Real Stories

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Market volatility Investing

Buckle Up — Here We Go Again!

This week, I wanted to go back in time — six years back to March 2020, when the world was in turmoil. Because, surprise, surprise, here we go again folks.

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Hospital Life & Money

Someone Call an Ambulance

Jonny had a serious accident — a broken arm and pelvis fractured in four places. His words from the hospital bed: "At least money is the last thing I need to worry about."

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Books Book Review

JL Collins Goes Global — And Why That Feels Familiar

Buy VTSAX and chill. For years that was the mantra. Now JL Collins is thinking globally — and it feels like the book I've been waiting for.

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Finance glossary Beginner Guide

Explain It To Me FAST!

People nod when finance jargon flies. Nobody wants to look dumb. Here are plain-English explanations of the money words that come up again and again.

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Net worth milestone Net Worth

$1.71 Million Net Worth: Our 2025 Money Update

I open one spreadsheet that tells the story of a decade of choices. 2025 was a good financial year — driven primarily by consistent investing.

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University student Family Finance

Debt-Free at 18: The Money Systems We Put in Place Before University

Our daughter is heading to Otago University. I'm determined to make one last push to get her as financially ready as we can for the big, wide world.

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Net Worth Millionaire Q+A

Find out how real people achieved financial milestones — their strategies, mistakes, and lessons learned on the road to seven figures.

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Debt Free Questionnaire

Discover how ordinary people paid off mountains of debt — student loans, mortgages, credit cards — and what they wish they knew sooner.

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